...

(844) 715-0118

Ashley, your savings specialist
is live until

(844) 715-0118

Ashley, your savings specialist is
live until

  • Reduce 20k+ of Credit Card Debt
  • Cut monthly payments up to 60%, Saving $100s/Month
  • Get Interest on ALL cards down to 0%
  • Put $1000s Back In Your Pocket

Consumer Ratings 4.8

2,705

Here’s a few of the thousands of people the program has helped

Marlo & Karen H.

Verified Caller

This program saved my marriage from financial ruin

“My husband and I are debt free because of this program. We spoke to James and he helped us with the entire process, explained everything and saved us over $15,000! Highly recommend if you are serious about getting debt free."

Maria K

Verified Caller

I'm stress free and forever grateful I found this

"Debt was taking a toll on my mental health. I had 3 credit cards mostly from bad financial decisions and they helped me eliminate all my debt which is saving me over $800 a month now."

Nicholas F.

Verified Caller

I finally could afford my first vacation

“I wish I knew about this sooner, I’m going to be able to buy my first home because this program solved my biggest financial problems with my credit cards. I’m glad there is someone who seemed to genuinely helped me in my debts. Thank you again."

Faye N.

Verified Caller

It only took 15 minutes on the phone

“Anyone who has a credit card needs to call, it’s the easiest process and my only regret is not doing this sooner. It helped me get out from a state of financial anxiety to a place of calm. I would recommend this service to other people who find themselves financially upside down."

How It Works

1

Complete the quick
2-step form

2

Call the number provided if you qualify

3

Find out how much of your debt can be eliminated

FAQs

Yes, we’ve already helped 140,000 people and counting save hundreds per month. We use an AI algorithm to reduce your debt by the most amount possible

Because they know that if you file bankruptcy, they may get nothing at all. Due to the possibility of taking a loss, creditors are ok restructuring how much you owe, especially once they recognize the financial hardships you are facing. In other words, your creditors would rather accept some v.s nothing at all
The timeline for reducing your debt can vary depending on the complexity of your situation and how quickly you enroll into the program. You will see a reduction in your monthly payments by up to 60% immediately, which saves most of our customers $100s a month and gives them some breathing room to manage their finances. The full process typically takes 12 to 36 months (compared to 20-30+ years it would take on your own). The program works diligently to negotiate the best terms possible as quickly as they can, so you can start seeing relief sooner.
Enrolling in a debt relief program may have a temporary impact on your credit score, as you are negotiating with creditors to reduce your debt. However, having large amounts of debt already makes it difficult to get approved for loans or other forms of credit. As your debt is reduced and paid off, your overall financial health improves, which can eventually lead to a better credit score. Many participants find that being debt-free not only relieves stress but also improves their chances of securing loans in the future.
No, there are absolutely no hidden fees. The program is upfront and transparent about any costs associated with the program. Their goal is to help you save money and eliminate debt, not add more to your financial burden. You’ll know exactly what to expect from day one, with no surprises along the way.
This program is designed to help with unsecured debts, such as credit card debt, personal loans, and medical bills. However, it does not cover secured debts, like mortgages or auto loans. Our team can help you determine whether your specific debt qualifies for the program.
Our program is available in 49 out of 50 states. (Oregon is the only state we don’t work with).
In most cases, yes, you need to be current on your credit card or loan payments to qualify for the program. Being up-to-date on payments shows creditors that you are committed to managing your debt, which can make negotiations more favorable. However, if you’ve fallen behind, we can still discuss options that may be available to help you get back on track.
The program requires you to have at least $15,000 in unsecured debt (such as credit card debt, medical bills, or personal loans) to qualify. In fact, the more debt you have, the more the program can save you. Larger debts often mean greater opportunities for negotiation, which can lead to deeper reductions in both your monthly payments and the total amount owed. If you have less than $15,000 in unsecured debt, there are certain circumstances where you can still enroll so we recommend still giving a phone call to see if they can help you.
No, your enrolled cards will be rendered inactive. We do recommend, however, that you set aside one card to be used for any emergency situations that might arise. This card ideally should have an available balance.
The ideal candidate is someone facing financial hardship, making minimum payments on credit card debt with little progress in reducing the balance. They’re looking to lower their monthly payments and pay off their debt quickly, rather than over decades of minimum payments.
The program has helped remove $200,679,432 in credit card debt & counting. Want your debt gone next? Fill out the form below to get started!
  • Reduce 20k+ of Credit Card Debt
  • Cut monthly payments up to 60%, Saving $100s/Month
  • Get Interest on ALL cards down to 0%
  • Put $1000s Back In Your Pocket

Consumer Ratings 4.8

2,705

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

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